https://techcrunch.com/2023/12/22/fintechs-biggest-hits-and-misses-of-2023/

As 2023 comes to a close, we’re here to look back at the biggest fintech stories of the year. Silicon Valley Bank’s implosion felt like a fintech story in that a number of startups (Brex, Arc and Mercury, for example) in the space leapt to fill the hole left by its collapse. But it truly was a story that affected all industries — and founders and investors alike. And one that continues to play out.

Ironically, one of 2023’s biggest stories involved a tech giant and not a startup. In April, Apple shared that Apple Card customers in the U.S. could open a savings account and earn interest through an Apple savings account, as reported by Romain Dillet. At the time, Apple was offering a competitive APY of 4.15%. The company partnered with Goldman Sachs to offer the feature, but by year’s end, that partnership had fallen apart (an event we saw coming) and it was not yet clear who would be taking Goldman Sachs’ place.