https://techcrunch.com/2023/05/10/petal-raises-35m-spins-off-data-unit-to-bring-credit-scores-into-the-21st-century/

The United States credit system as it exists today has been around for decades and many would argue it’s long been in need of an overhaul.

In the meantime, a number of startups have emerged in recent years to offer consumers more options when obtaining credit.