https://www.reuters.com/article/fintech-consumers-pay-later/as-buy-now-pay-later-surges-a-third-of-u-s-users-fall-behind-on-payments-idUSKBN2G51GF

A third of U.S. consumers who used "buy now, pay later" services have fallen behind on one or more payments, and 72% of those said their credit score declined, a new study published by personal finance company Credit Karma showed.