https://www.techdirt.com/articles/20190817/20355742807/insurance-companies-are-destroying-peoples-lives-cops-are-being-paid-to-help-do-it.shtml

Insurance claims result in investigations. This much is a given. Sometimes it involves both insurance companies and law enforcement agencies, depending on what's being investigated. But in many cases, insurance companies are doing the investigative work for law enforcement agencies and pushing prosecutors towards bringing fraud charges against claimants just trying to be compensated for valuables damaged or lost.

The combined power of these two forces is enough to obliterate lives and livelihoods. Kendall Taggart's report for Buzzfeed is a long, horrifying read. It details the close relationship between insurance companies and cops -- one that extends so far as companies paying cops, prosecutors, and expert witnesses to turn valid insurance claims into insurance fraud charges.