https://techcrunch.com/2020/07/01/point-launches-new-challenger-bank-with-rewards-on-debit-card-purchases/ > Meet Point, a new challenger bank in the U.S. that has been available as a private beta for the past year. Today, the company is launching a major new version of its service and opening its doors to everyone. But you’ll have to get an invite to get in at first. > Point is a consumer banking app combined with a debit card. The company wants to reproduce the experience of credit cards but with debit cards thanks to rewards and a point-based system. There’s no credit check when you sign up.