https://techcrunch.com/2020/06/29/from-napkin-notes-to-term-sheets-a-chat-with-inspired-capitals-alexandra-von-tobel/ > The next iteration of fintech is upon us, according to Inspired Capital’s Alexa von Tobel. > “Fintech 1.0 was very much, ‘Let’s take what already exists and let’s do it better,’” she said in a recent appearance on Extra Crunch Live. Consumers are shifting away from Chase Bank and migrating to no-fee trading platforms like Robinhood; instead of booking an appointment with a tax advisor, people are registering with TurboTax.