https://phys.org/news/2018-08-flat-pack-homes-profit-sharing-retrofits-sustainable.html > Tighter mortgage controls, job insecurity and high student debts in Europe has meant that it is increasingly difficult for young people to buy their own homes. > "Ordinary people are no longer able to afford their basic needs. Millennials, who are the future leaders, can't even afford an apartment or a house," said Glowacki.