https://blog.usejournal.com/robinhood-a-5-billion-company-disrupting-the-financial-world-76123965494b > Prior to downloading Robinhood, I never felt motivated to invest in stocks and ETFs on my own, primarily due to the popular opinion that you need enough money and tons of financial knowledge before doing so. Surprisingly, most people are just like I was, looking for options that suited their basic needs. > Obviously, keeping most of your money in the bank is a bad idea, making a measly 1.7% return. The alternative for a majority of people is to give their money to companies like Betterment or Wealthfront, embracing a hands-off approach. All you do is deposit your money and they take care of the rest, managing your funds and trying to get you decent returns. But, what’s the fun in that? You don’t get to decide where your money goes, you never learn anything, and you never get the best outcome.