https://wccftech.com/apple-pay-cash-in-ios-12-2-will-not-allow-users-to-make-person-to-person-payments-using-credit-card/ > Apple integrated Apple Pay Card with its mobile payment service yesterday and it seems there have been some alterations made to the service. In addition, Apple also released the final build of iOS 12.2 to users yesterday which is disallowing users to make person to person payments through a credit card. At this point, it still features support for ACH bank transfers. The company also added a new Instant Transfer option which allows users to transfer money from Apple Pay Cash to a supported debit card for a 1 percent fee. > The Cupertino tech giant states that the new changes will be implemented with iOS 12.2 and watchOS 5.2. As per the company, the changes have been put in place to help customers in order to avoid cash advance fees which the bank potentially passes onto customers when paying through Apple Pay Cash.