https://www.siliconvalley.com/2022/12/12/jill-on-money-year-end-money-moves-2022/

Consumers, businesses, and investors are looking forward to putting 2022 in the rear-view mirror, as soaring prices, rising interest rates and dreadful financial markets have wreaked havoc on pocketbooks.

While you may not be able to control any of those big issues, this is the time of year where I encourage you to be proactive, especially in light of the changes that are around the corner in 2023.