https://www.siliconvalley.com/2022/12/12/jill-on-money-year-end-money-moves-2022/ > Consumers, businesses, and investors are looking forward to putting 2022 in the rear-view mirror, as soaring prices, rising interest rates and dreadful financial markets have wreaked havoc on pocketbooks. > While you may not be able to control any of those big issues, this is the time of year where I encourage you to be proactive, especially in light of the changes that are around the corner in 2023.