https://www.siliconvalley.com/2024/12/31/which-way-will-mortgage-rates-go-in-2025/

Despite all the mortgage drama from Federal Reserve policy to debates over what inflation benchmark is best, home loan pricing was actually fairly normal in 2024.

To successfully see what’s next for mortgages, please try to ignore the often breathless coverage of the weekly reports – and, more recently, daily updates – tracking the ups and downs of loan pricing.