https://www.siliconvalley.com/2023/11/06/jill-on-money-healthcare-open-enrollment-for-2024/

As open enrollment packages for healthcare coverage roll in, you might be tempted to tune out and default to whatever you elected for 2023.

That would be a shame, because health insurance varies widely from year to year and so too might your healthcare needs. That said, unraveling the choices can be crazy making, because there are so many variables that comprise the total annual cost of insurance.