https://www.siliconvalley.com/2023/11/07/climate-change-is-impacting-the-home-insurance-industry-and-damaging-the-u-s-housing-market/ > Washington, DC — When Michael Monaghan, a real estate agent with Coldwell Banker Sellers Realty in northern California, got an offer for a home in Bayside at the seller’s $650,000 list price in September, he told the buyer’s agent that the buyer needed to start looking for insurance immediately. > “I said, ‘Start working on this on day one,’” Monaghan said. “Getting insurance is the most important thing right now when you’re in escrow for the deal to close.”