https://www.siliconvalley.com/2023/08/28/jill-on-money-summer-mail-bag-estate/

As we close out the last weeks of the summer, my in-box is begging for responses. I will spend the next few weeks plowing through a bunch of your great questions. This week, we are concentrating on estate issues.

Q: I’m 80 years old, retired, and single and have an updated simple will, executor, and health care directive. I have consolidated most of my investments and also have some CDs and annuities with designated beneficiaries. I also own a condo with a transfer on death deed. My net worth is roughly $3,000,000. My question is simple: Is there any reason why I would need a trust?