https://www.siliconvalley.com/2024/10/21/jill-on-money-social-security-alert-cola-2025-2/

Prices accelerated in September, though the overall inflation rate continued to drift lower. The Consumer Price Index (CPI) was up 2.4 percent from a year earlier, the smallest 12-month increase since February 2021. Some of the details of the report were more important than usual.

Although consumers complain about food costs, food at home is up by just 1.3% from a year ago, while those who dine out must absorb a 3.9% annual increase. The most impactful category of the report is shelter, which did show some progress, but continues to keep the core CPI elevated. Shelter is up 4.9% from a year ago, accounting for 65% of the total increase of core inflation.