https://www.siliconvalley.com/2022/04/03/walters-is-california-biting-off-more-than-it-can-chew/

“Don’t bite off more than you can chew” is one of those old, but valid, aphorisms that people and institutions ignore at their peril.

Most of us know people who have taken on more debt than they can afford or make promises to friends and families that they cannot honor, with adverse human consequences.