https://www.siliconvalley.com/2023/03/26/could-the-silicon-valley-bank-collapse-be-a-good-thing-for-bay-area-homebuyers/

The Silicon Valley Bank meltdown has roiled the banking system, financial markets, the tech sector and even the Napa Valley wine industry. But the economic instability is also bringing a measure of relief to homebuyers struggling to afford a Bay Area real estate market where prices are starting to rebound after months of declines: lower mortgage rates.

And with the Federal Reserve’s decision this week to scale back raising its benchmark interest rate in response to the financial turmoil, mortgage rates will likely stay lower and could even dip through the rest of the year, according to some real estate experts and economists.