https://arstechnica.com/tech-policy/2019/07/youre-probably-not-going-to-get-your-125-from-the-equifax-settlement/

If you haven't already filed a claim for cash compensation in response to the Equifax breach, you might be out of luck. The company is no longer offering payouts in lieu of credit monitoring.

The Federal Trade Commission page devoted to the settlement it announced with Equifax last week was updated July 31 to say that any consumer affected can claim up to 10 years of free credit monitoring. "Previously, a cash payment was identified as an option," the site now adds, "but there are limited funds available."