https://www.gamespot.com/articles/xbox-all-access-gets-you-an-xbox-one-xbox-live-and/1100-6461405/

Microsoft has introduced a new kind of subscription model that bundles together everything you need to play on Xbox One. The "Xbox All Access" deal lets you purchase a new Xbox One console, along with two years of Xbox Live Gold and Xbox Game Pass, all under one monthly payment.

The Xbox All Access official site lists two packages: an Xbox One S starting at $22 per month, or an Xbox One X starting at $35 per month. Both packages include 24 months of Gold and Game Pass, and each payment plan lasts for 24 months with no upfront cost and 0% APR.